Get in touch
Phone: 719-494-1330
Fax: 336-450-1689
Email: marc@cmigllc.com
Address: 5555 Erindale Drive, Colorado Springs, Colorado 80918, United States
Home protection made easy & affordable.
Homeowner's Insurance
Get the right homeowners insurance without the hassle.
Customized policies that fit your needs.
We don’t believe in one-size-fits-all insurance. Every home is different, & we work with multiple providers to match you with the best policy for your situation.
Easy claims support when you need it most.
Filing a claim can feel overwhelming, but we make it simple. Our team helps guide you through the process, ensuring you get the support & compensation you deserve.
Local expertise you can count on.
We’re based in Colorado Springs, which means we understand the risks homeowners face in this area. Whether it’s hailstorms, wildfires, or unexpected damage, we help protect your home from real-life threats.
Frequently Asked Questions
What does homeowners insurance cover?
Homeowners insurance typically covers your home’s structure, personal belongings, & liability. This means damage from fire, storms, or theft is covered, along with financial protection if someone gets injured on your property. Some policies also help with temporary housing costs if your home becomes unlivable due to a covered event.
Is flood damage covered under a standard homeowners policy?
No, standard homeowners insurance does not cover flood damage. You’ll need a separate flood insurance policy for that. If your home is in a flood-prone area, we can help you find affordable coverage to protect against rising water levels & storm-related flooding.
How much homeowners insurance do I need?
Your coverage should be based on the replacement cost of your home—not just its market value. This ensures that if your home is destroyed, you have enough coverage to rebuild at current construction costs. We help homeowners determine the right coverage level based on their home’s value & needs.
Does homeowners insurance cover personal belongings?
Yes, most policies include coverage for personal property like furniture, electronics, & clothing. However, limits apply, especially for valuables like jewelry & collectibles. If you own high-value items, we can help you add scheduled personal property coverage to ensure they’re fully protected.
Can I lower my homeowners insurance costs?
Yes! Bundling your home & auto insurance, increasing your deductible, & installing security systems can help lower your premiums. Many insurance providers also offer discounts for new homes, smoke alarms, & claims-free histories. We’ll help you find the best ways to save without compromising coverage.