Get in touch
Phone: 719-494-1330
Fax: 336-450-1689
Email: marc@cmigllc.com
Address: 5555 Erindale Drive, Colorado Springs, Colorado 80918, United States
Coverage that keeps your business moving forward.
Commercial Auto Insurance
Protect your vehicles, drivers, & bottom line.
Custom policies for your business vehicles.
Whether you operate one vehicle or a fleet, we help you find coverage that fits your industry and keeps your drivers and vehicles protected.
Simplified claims process when accidents happen.
We make reporting and resolving claims simple and fast, minimizing downtime so you can stay focused on your business.
Competitive rates with trusted carriers.
We partner with multiple top-rated insurance providers to find the right coverage at a price that works for your business.
Frequently Asked Questions
What does commercial auto insurance cover?
Commercial auto insurance covers liability and physical damage for vehicles used in business operations. It protects against accidents, theft, vandalism, and lawsuits if your business vehicle is involved in an incident. It also offers coverage for medical expenses and damage caused by uninsured drivers.
Does my business need commercial auto insurance?
If your business owns, leases, or operates vehicles for business purposes—whether for deliveries, transporting equipment, or employee travel—you need commercial auto insurance. Personal auto policies generally won’t cover vehicles used for work.
What’s the difference between personal and commercial auto insurance?
Commercial auto insurance provides higher liability limits and covers business-specific risks not typically included in personal auto policies. It also covers employees who drive business vehicles and can extend to rental vehicles or those you don’t own.
Does commercial auto insurance cover employee-owned vehicles?
Not automatically. You’ll need Hired & Non-Owned Auto Insurance to cover liability when employees use their personal vehicles for business purposes, like client meetings or deliveries.
Can I bundle commercial auto with other business insurance?
Yes! Bundling commercial auto with general liability, property, and business interruption insurance in a Business Owners Policy (BOP) can simplify coverage and may lower your premiums. We can help you find the right bundle for your business needs.