Get in touch
Phone: 719-494-1330
Fax: 336-450-1689
Email: marc@cmigllc.com
Address: 5555 Erindale Drive, Colorado Springs, Colorado 80918, United States
Protect your business from costly risks & claims.
General Liability Insurance
Smart protection for the risks you can’t predict.
Tailored policies for your unique business needs.
We get to know your business and offer customized coverage options that reflect your industry, operations, and risk level.
Expert support through every step.
From policy selection to claims handling, we provide straightforward guidance and hands-on support to make managing your coverage simple.
Competitive rates from trusted carriers.
We work with multiple top-rated providers to bring you competitive pricing and the best value for comprehensive business protection.
Frequently Asked Questions
Does my business need general liability insurance?
If you interact with customers, work on client property, or sell products, general liability insurance is essential. It’s often required by landlords, lenders, and clients before signing contracts. Even small businesses can face costly lawsuits, so this coverage offers important financial protection.
How much general liability coverage do I need?
The amount of coverage depends on the size of your business, your industry, and your risk level. Many businesses start with $1 million per occurrence and $2 million aggregate limits, but we’ll help you assess your needs and recommend coverage that fits.
Does general liability insurance cover damage to my own property?
No, general liability covers third-party claims—it doesn’t pay for damage to your own business property. For coverage that protects your building, equipment, or inventory, you’ll need commercial property insurance. We can help you add that to your policy.
How is professional liability different from general liability?
Professional liability insurance covers claims related to mistakes, negligence, or failure to deliver services as promised. General liability, on the other hand, covers physical risks like injuries or property damage. Service-based businesses often need both types of coverage.
Can I bundle commercial policies to save money?
Yes! Bundling multiple commercial insurance policies—like general liability and commercial auto—can lead to discounts and simplified management. We’ll help you find the best options to maximize your savings without sacrificing protection.